The Art of Asset Building - How I Built My Wealth

Since becoming COVID-9, more and more people must be interested in asset management.

There are two important points to consider when building your assets: thoroughly cut down on money going out, and let the money coming in work for you.

The following are five tactics to reduce the former. By implementing all of them, you can save about 500,000 yen a year, and they are all things you can do immediately.

1. Communication expenses

Cheap SIM Rakuten Mobile

Optical line Rakuten Hikari

By switching to the above, you can save about 100,000 yen a year, depending on your family structure.

2. Electricity

ENEOS Denki, Rakuten Denki

ENEOS Gas, Rakuten Gas

By switching to the above, you can save tens of thousands of yen per year.

The time and effort is about one hour, so tens of thousands of yen per hour is quite an effect, isn't it?

3. Use of the library

I read more than 100 books a year, and if I were to buy 100 books, it would cost me about 200,000 yen,

so borrowing books from the library will save me money.

Reading books updates your knowledge and has a great effect on your asset building.

However, in general, new books are often borrowed immediately by others at the library, and if you cannot update your new knowledge and information by then, it will be a big opportunity loss, so I try to buy books on investment and asset building immediately.

本当の自由を手に入れる　お金の大学 [ 両＠リベ大学長 ] 価格：1540円（税込、送料無料) (2021/5/2時点) 楽天で購入

4. Use of Mercari, Rakuma, etc.

Buying used products can greatly reduce the cost compared to buying new products.

5. Water-saving shower heads

The water and gas bills have been reduced by about 30%, so it is easy and quick to implement and highly recommended.

アマゾンが描く2022年の世界 すべての業界を震撼させる「ベゾスの大戦略」 （PHPビジネス新書） [ 田中道昭 ] 価格：1001円（税込、送料無料) (2021/5/2時点) 楽天で購入

Next, let's talk about making money work for you.

I think more and more people have started investing in stocks because of COVID-19, and I am one of them.

I took this opportunity to review my iDeCo and start a savings NISA.

I am one of them, and I took this opportunity to review my iDeCo and start the Savings NISA. What should I buy for my iDeCo and Savings NISA?

It is possible to get 5-10% yield per year with high probability, whether it is the U.S. stock index, the global stock index, VTI, or VOO (S&P500). Investing is risky and is a self-directed decision, so I am not advocating investing in this blog.

Here are some of the products I actually invest in and their profit and loss ratios.

iDeCo ・Japanese bonds +0.2% ・Overseas bonds +9.1% ・Nikkei 225 index +36.3% ・Growth stocks +44.8% ・Worldwide index +41.4%

Sumulative NISA S&P500 +6%

If you invest 10,000 yen per month in iDeCo (for 30 years) and 33,000 yen in Savings NISA (for 20 years) at 5% per year, you can achieve a high probability of building a wealth of approximately 30 million yen.

In addition, if you have enough money, you can invest in.

If you have enough money, you can invest in individual stocks, virtual currencies, real estate, and REITs.

In addition, if you have enough money, it is not difficult to build a fortune of 100 to 200 million yen by trial and error with books, Youtube, SNS, and actual investment.

I recommend that you read a lot of books. As for the information on Youtube and social networking sites, there is a tendency to be satisfied with listening to the stories of successful people, and the information is quite biased.

On the other side of the world where there are successful investors, there are many people who fail and go bankrupt. Aim for one book every three days, and read as many books as you can.

What does the vampire businessman want to do in the future?

I don't work, but the company sends me almost a million yen every month. I use it to invest, spend it on gourmet food such as delicious sushi, and give it as gifts to women.

Of these, I think the investment has the highest yield.

For women, the sex industry is enough to me.